Click to download the applications (PDF) below, or call 440-887-3800 for more information.

​Direct Deposit


Share Savings Accounts

Your deposit of $5 or more into a Wiremen’s Credit Union Share Savings account not only establishes your lifetime membership, it also gives you the opportunity to take advantage of additional financial services.

Regular Share Account

This is your primary account.

Share Savings Sub-Account

Sub-accounts are perfect for setting aside a little bit each month and keeping it away from your Regular Share account.

Share Rates

Rates as of August 22, 2016 are subject to change without notice

Share/Savings: .25% with a balance of $500.00 or more

CD Rates

2 year 24 mo. 1% APR*
1 year 12 mo. 0.75% APR*

* $1,000.00 Minimum

APR: Annual Percentage Rate

Checking Accounts

  • No Minimum Balance to Open
  • No Monthly Service Charge
  • No Minimum Balance Requirement
  • No “Per Check” Fee
  • First 100 Checks Free
  • Overdrafts transferred from savings for the exact amount of overdraft
  • Non-interest bearing
  • No Dividends

  • FREE MasterCard Debit Card
  • FREE Home Banking Access
  • FREE Online Bill Pay
  • Overdraft Protection from Share account
  • (Six automatic transfers per month)

Need more checks? It's easy to order online!

Mobile Banking

Everything you've always wanted; the mobile app to not only transfer money but check your balances on the go. The Wiremen’s Credit Union Mobile App is available through Google Play and Apple App Store.

 Google Play   Apple App Store

VISA Credit Cards

Request a Credit Union Credit Card that provides the benefits you want with the superior service you expect from your Credit Union.

  • Save money with low 9.90% to 13.90% APR on purchases and balance transfers.
  • Transfer a balance from a high interest rate credit card to maximize your financial savings.
  • Enjoy worldwide acceptance. Use your card at millions of places, including online and over the phone.
  • Access your credit card online to view transactions, statements and make payments.

Access your credit card account on line at

MasterCard Debit Card

Wiremen’s Credit Union MasterCard Debit Card works like a check and gives you the convenience of a credit card.

  • Use it anywhere MasterCard is accepted
  • Doubles as your ATM card
  • Faster than writing a check
  • Safer than carrying cash
  • Easy to keep track of your purchases
  • All transactions are listed on your checking account statement
  • Shop online securely

MasterCard®SecureCode™ gives you added security for your online purchases. Click here for more information.

Member Mortgage Services

Keep Your Mortgage at Home with Your Credit Union

As your Credit Union’s Mortgage Department, Credit Union Members will always receive the lowest costs and the most competitive interest rates.

At Member Mortgage Services, You’re Just Around the Corner From Home Ownership

Mortgage Product Offering:

  • Conventional Mortgages
  • FHA at its BEST
  • Free Credit Analysis
  • VA and Rural Development
  • First Time Buyer Programs

CALL 800-945-4506


E-Statements are electronic copies of your account statements that you can view, save and print online! They’re Fast e-Statements are available online days sooner than paper statements arrive by mail.

  • Convenient rolling 12 month HISTORY.
  • Secure Access your Statements using a secure account log in.

How to Access E-Statements:

At the beginning of the month, you will receive an e-mail to let you know that your e-Statement is available. You may access your e-Statements anytime by logging in to your Home Banking account using our secure website.

Home Banking

Online Access (through FlexTeller) is available to all of our members. Access your credit union account online, 24 hours a day, 7 days a week!

Benefits of Having a Home Banking Account

  • View account balances
  • Transfer funds between your accounts
  • Make loan payments
  • View account history
  • Pay bills
  • Request a check
  • View cleared checks

How to Get Started

Click the "Home Banking Login" on the Home Page. Then click on "Not Registered?" Complete the registration form and click Continue. You will receive an email with further instructions.

Alliance One ATM Locator app

The app works on iPhone and Android devices to help cardholders search for the closest Alliance One ATM location. With one touch the app provides directions using the phone’s location.

Downloading the free Alliance One ATM Locator app is easy:


Fee Schedule

Share Draft Account Fees  
NSF fee $25.00
Stop Payment fee $10.00
Share Draft/Check Printing fee First 100 checks free. After that, prices vary depending on style.
Overdraft Transfer from Shares fee $10.00
Other Service Fees (applicable to all accounts)  
Title Fee $15.00 per title
Wire Transfer $15.00
Satisfaction of Mortgage Fee $28.00
Account Reconciliation fee $15.00/hr
Account Research fee $15.00/hr
Statement Copy fee $5.00/copy
Deposited Item Return fee $25.00
Inactive Account Fee $5.00/month after five years
Money Order fee $0.50
Share Draft/Check Copy fee $2.00
Copy fee $0.15/copy
Electronic Funds Transfer Fees  
Overdrawn, Due to EFT (ATM/ACH) fee $25.00
Credit Union Membership  
Membership Share $5.00
Member American Share Insurance  
Each account insured up to $250,000  


Credit vs. Debit

What's the Difference?

Credit - Your transaction will be processed through the MasterCard network and you will usually (except for pay-at-the-pump gasoline transactions) need to sign a receipt. You will not receive a bill for your transaction later, however. The funds will be deducted directly from your checking account.

Debit - Your transaction will be processed through the ATM network and you will be required to enter your Personal Identification Number (PIN). You will not have to sign a receipt. The funds will be deducted directly from your checking account.

What Should You Say?

Credit - Using your MasterCard Debit Card as a credit transaction will save you money. As long as funds are available in your checking account, you will not incur any fees from this type of transaction.

Debit - Use your MasterCard Debit Card as a debit transaction if you would like cash back at a merchant. Each time you use an ATM, it is a debit transaction. You may incur fees for this type of transaction. See your Debit Card disclosure statement for details.